State Laws and Regulations

Texas Insurance Code
Unauthorized Insurance – Section 3, Title 2, Chapter 101

SECTION 101.001. STATE POLICY AND PURPOSE
SECTION 101.002. DEFINITIONS
SECTION 101.003. INSURANCE EXCHANGES AND SYNDICATES: RULES
SECTION 101.004. UNCONSTITUTIONAL APPLICATION PROHIBITED; NOTICE TO COMMISSIONER
SECTION 101.051. CONDUCT THAT CONSTITUTES THE BUSINESS OF INSURANCE
SECTION 101.052. ADVERTISING RELATING TO MEDICARE SUPPLEMENTAL POLICIES
SECTION 101.052. ADVERTISING RELATING TO MEDICATE SUPPLEMENT BENEFIT PLANS
SECTION 101.053. APPLICATION OF SUBCHAPTER
SECTION 101.054. EXCEPTION: FULL-TIME SALARIES EMPLOYEE
SECTION 101.055. EXCEPTION: CERTAIN ENTITIES THAT REIMBURSE MEDICAL EXPENSES
SECTION 101.101. DEFINITION
SECTION 101.102. UNAUTHORIZED INSURANCE PROHIBITED
SECTION 101.103. POWERS OF COMMISSIONER; REMEDIES FOR CERTAIN CONDUCT
SECTION 101.104. REQUEST FOR INFORMATION
SECTION 101.105. CIVIL PENALTY; INJUNCTIVE RELIEF
SECTION 101.106. CRIMINAL PENALTY
SECTION 101.151. POWERS OF COMMISSIONER; NOTICE OF HEARING
SECTION 101.152. HEARING
SECTION 101.153. CEASE AND DESIST ORDER
SECTION 101.154. ENFORCEMENT; REFERRAL TO ATTORNEY GENERAL
SECTION 101.155. EFFECT PF PRIOR PROCEEDINGS
SECTION 101.156. RULES
SECTION 101.201. VALIDITY OF INSURANCE CONTRACTS
SECTION 101.202. ATTORNEY’S FEES
SECTION 101.203. INVESTIGATION AND DISCLOSURE
SECTION 101.301. REPORTING REQUIRED
SECTION 101.351. DEFINITIONS
SECTION 101.352. APPLICABILITY
SECTION 101.353. BOND REQUIREMENT FOR COURT PROCEEDING
SECTION 101.354. BOND REQUIREMENT FOR ADMINISTRATIVE PROCEEDING
SECTION 101.355. POSTPONEMENT
SECTION 101.356. MOTION TO QUASH

Texas Insurance Code – Title 3
Chapter 225 – Surplus Lines Insurance Premium Tax

SECTION 225.001. DEFINITION
SECTION 225.002. APPLICABILITY OF CHAPTER
SECTION 225.003. APPLICABILITY OF GENERAL PROVISIONS OF OTHER LAW
SECTION 225.004. TAX IMPOSED; RATE
SECTION 225.005. TAX EXCLUSIVE
SECTION 225.006. COLLECTION OF TAX BY AGENT
SECTION 225.007. COLLECTED TAXES HELD IN TRUST
SECTION 225.008. TAX PAYMENT, REPORT, AND DUE DATE
SECTION 225.009. PREPAYMENT OF TAX
SECTION 225.010. TAX ABSORPTION AND REBATES PROHIBITED
SECTION 225.011. CANCELED OR REWRITTEN INSURANCE CONTRACT
SECTION 225.012. STATE AS PREFERRED CREDITOR
SECTION 225.013. FAILURE TO PAY TAXES; CRIMINAL PENALTY
SECTION 225.014. LIMITATION ON RULEMAKING

Texas Insurance Code – Title 3
Chapter 226 – Unauthorized and Independently Procured
Insurance Premium Tax

SECTION 226.001. DEFINITIONS
SECTION 226.002. APPLICABILITY OF SUBCHAPTER
SECTION 226.003. TAX IMPOSED; RATE
SECTION 226.004. TAX EXCLUSIVE
SECTION 226.005. TAX PAYMENT; DUE DATE
SECTION 226.006. LIMITATION ON RULEMAKING
SECTION 226.051. DEFINITION
SECTION 226.052. APPLICABILITY OF SUBCHAPTER
SECTION 226.053. TAX IMPOSED; RATE
SECTION 226.054. TAX PAYMENT BY CERTAIN INSUREDS
SECTION 226.055. TAX PAYMENT BY CERTAIN CORPORATIONS
SECTION 226.056. EFFECT ON OTHER LAW
SECTION 226.057. LIMITATION ON RULEMAKING

Texas Insurance Code – Title 5
Chapter 521 – Consumer Information & Complaints

SECTION 521.005. NOTICE TO ACCOMPANY POLICY

Texas Insurance Code – Title 5
Chapter 542 – Processing and Settlement of Claims

SECTION 542.051. DEFINITIONS
SECTION 542.052. APPLICABILITY OF SUBCHAPTER
SECTION 542.053. EXCEPTION
SECTION 542.054. LIBERAL CONSTRUCTION
SECTION 542.055. RECEIPT OF NOTICE OF CLAIM
SECTION 542.056. NOTICE OF ACCEPTANCE OR REJECTION OF CLAIM
SECTION 542.057. PAYMENT OF CLAIM
SECTION 542.058. DELAY IN PAYMENT OF CLAIM
SECTION 542.059. EXTENSION OF DEADLINES
SECTION 542.060. LIABILITY FOR VIOLATION OF SUBCHAPTER
SECTION 542.061. REMEDIES NOT EXCLUSIVE

Texas Insurance Code – Title 5
Chapter 564 – Disclosures for the Sale of Certain Occupational Insurance Policies

SECTION 564.001. SCOPE OF PURPOSE
SECTION 564.002. APPLICABILITY OF CHAPTER
SECTION 564.003. EXCEPTIONS
SECTION 564.004. OCCUPATIONAL POLICY DEFINED
SECTION 564.005. REQUIRED DISCLOSURES FOR OCCUPATIONAL POLICIES
SECTION 564.006. RULES

Texas Insurance Code – Title 6
Chapter 804 – Service of Process

SECTION 804.001. DEFINITION
SECTION 804.002. RULES
SECTION 804.003. FEES
SECTION 804.101. DOMESTIC COMPANY
SECTION 804.102. DOMESTIC COMPANY THAT MAINTAINS PRINCIPAL OFFICES OR BOOKS, RECORDS, AND ACCOUNTS OUT OF STATE
SECTION 804.103. AUTHORIZED ALIEN OR FOREIGN COMPANY
SECTION 804.104. RISK RETENTION GROUP NOT CHARTERED IN THIS STATE
SECTION 804.105. PERSON IN RECEIVERSHIP
SECTION 804.106. ELIGIBLE SURPLUS LINES INSURER; POLICY REQUIREMENT FOR INSURER AND AGENT
SECTION 804.107. UNAUTHORIZED PERSON OR INSURER
SECTION 804.108. INSURANCE HOLDING COMPANY SYSTEM LAW
SECTION 804.201. PROCEDURE FOR SERVING COMMISSIONER
SECTION 804.202. EFFECT OF SERVICE ON COMMISSIONER
SECTION 804.203. MAILING PROCESS; CERTIFICATE
SECTION 804.204. RECORD
SECTION 804.301. PROCEDURE FOR SERVING SECRETARY OF STATE
SECTION 804.302. MAILING PROCESS
SECTION 804.303. RECORD

Texas Insurance Code – Title 6
Chapter 981 – Surplus Lines Insurance

SECTION 981.001. PURPOSE
SECTION 981.002. DEFINITIONS
SECTION 981.003. APPLICABILITY OF CHAPTER
SECTION 981.0031 EXEMPT COMMERCIAL PURCHASER DEFINED
SECTION 981.0032 QUALIFIED RISK MANAGER DEFINED
SECTION 981.0033 INDUSTRIAL INSURED DEFINED
SECTION 981.004. SURPLUS LINES INSURANCE AUTHORIZED
SECTION 981.005. VALIDITY OF CONTRACTS
SECTION 981.006. SANCTIONS
SECTION 981.007. LIABILITY OF SURPLUS LINES INSURER FOR LOSSES AND UNEARNED PREMIUMS
SECTION 981.008. SURPLUS LINES INSURANCE PREMIUM TAX
SECTION 981.009. RULES
SECTION 981.051. AUTHORIZATION REQUIRED
SECTION 981.054. CERTAIN PRECONDITIONS NOT ALLOWED
SECTION 981.057. MINIMUM CAPITAL AND SURPLUS REQUIREMENTS
SECTION 981.058. ALIEN INSURERS: TRUST FUND REQUIREMENT
SECTION 981.063. COMMISSIONER OR DEPARTMENT NOT RESPONSIBLE FOR DETERMINING UNAUTHORIZED INSURER’S FINANCIAL CONDITION OR CLAIMS PRACTICES
SECTION 981.064. COMMISSIONER MAY ORDER REVOCATION OF CONTRACTS
SECTION 981.065. APPLICABILITY TO CONTRACT EXTENSION
SECTION 981.066 UNIFORM STANDARDS
SECTION 981.071 DEFINITION
SECTION 981.072 DESIGNATION AS DOMESTIC SURPLUS LINES INSURER
SECTION 981.073 APPLICABILITY OF OTHER LAW; CONFLICTS
SECTION 981.074 AUTHORIZED BUSINESS
SECTION 981.075 TAXES IMPOSED
SECTION 981.076 REQUIREMENTS FOR DOMESTIC SURPLUS LINES DOCUMENTS
SECTION 981.077 REDOMESTICATION
SECTION 981.101. REQUIREMENTS FOR SURPLUS LINES DOCUMENTS
SECTION 981.102. LIMIT ON USE OF SURPLUS LINES POLICY OR CONTRACT FORMS
SECTION 981.103. DELIVERY TO INSURED OF SURPLUS LINES DOCUMENTS
SECTION 981.104. DELIVERY TO INSURED OF REVISED SURPLUS LINES DOCUMENTS
SECTION 981.105. FILING WITH STAMPING OFFICE
SECTION 981.151. STATUS AS NONPROFIT ASSOCIATION
SECTION 981.152. BOARD OF DIRECTORS
SECTION 981.153. PLAN OF OPERATION
SECTION 981.154. POWERS AND DUTIES
SECTION 981.155. SUPERVISION BY COMMISSIONER
SECTION 981.156. EXAMINATION BY COMMISSIONER
SECTION 981.157. IMMUNITY FROM LIABILITY
SECTION 981.158. EXEMPTION FROM PUBLIC INFORMATION LAW
SECTION 981.159. EXEMPTION FROM LIBRARY AND ARCHIVES LAW
SECTION 981.160. NO ENFORCEMENT AUTHORITY
SECTION 981.201. DEFINITION
SECTION 981.202. SURPLUS LINES LICENSE REQUIRED
SECTION 981.203. QUALIFICATIONS FOR SURPLUS LINES LICENSE
SECTION 981.204. CLASSIFICATION OF SURPLUS LINES AGENTS
SECTION 981.210. PLACEMENT OF COVERAGE
SECTION 981.211. FINANCIAL CONDITION OF SURPLUS LINES INSURERS
SECTION 981.212. ACCEPTING SURPLUS LINES INSURANCE FROM OTHER AGENTS
SECTION 981.213. FILING CONTRACT WITH STAMPING OFFICE
SECTION 981.214. COMPLIANCE WITH STAMPING OFFICE PLAN OF OPERATION
SECTION 981.215. SURPLUS LINES AGENT RECORDS
SECTION 981.216. ANNUAL REPORT
SECTION 981.217. NOTICE TO DEPARTMENT REQUIRED
SECTION 981.218. DEPARTMENT MONITORING OF SURPLUS LINES AGENTS
SECTION 981.219. ADVERTISING
SECTION 981.220. MANAGING GENERAL AGENTS; LIMITED AUTHORITY OF CERTAIN AGENTS
SECTION 981.221. SUSPENSION OR REVOCATION OF LICENSE
SECTION 981.222. APPLICABILITY OF OTHER LAW
SECTION 981.223 MANAGING UNDERWRITERS

Texas Administrative Code – Title 28 Insurance
Chapter 1 – General Administration

SECTION 1.601 NOTICE OF TOLL-FREE TELEPHONE NUMBERS AND INFORMATION AND PROCEDURES FOR OBTAINING INFORMATION AND FILING COMPLAINTS

Texas Administrative Code – Title 28 – Property and Casualty Insurance
Chapter 5

SECTION 5.201 TEXAS AUTOMOBILE INSURANCE PLAN
SECTION 5.6302 SALE OF SUBSTITUTES TO WORKERS’ COMPENSATION INSURANCE

Texas Administrative Code – Title 28
Chapter 15 – Surplus Lines Insurance

SUBCHAPTER A. GENERAL PROVISIONS
SECTION 15.1 APPLICABILITY
SECTION 15.2 DEFINITIONS
SECTION 15.3 REGULATION OF POLICIES
SECTION 15.4 SANCTIONS
SECTION 15.5 MINIMUM CONTENT OF CONTRACTS
SECTION 15.6 FORMS
SECTION 15.7 SUBMISSION OF APPLICATIONS, NOTICES, AND CORRESPONDENCE
SECTION 15.8 FILING REQUIREMENTS
SECTION 15.9 BECOMING AN ELIGIBLE INSURER

SUBCHAPTER B. SURPLUS LINES AGENTS
SECTION 15.101 LICENSING OF SURPLUS LINES AGENTS
SECTION 15.102 CONDUCT OF AGENT’S BUSINESS
SECTION 15.103 SURPLUS LINES STAMPING FEE
SECTION 15.104 REASONABLE DUTY IN PLACING COVERAGE
SECTION 15.105 EVIDENCE OF INSURANCE
SECTION 15.106 STAMPING OFFICE FILING AND FEES
SECTION 15.107 REQUESTS FOR INFORMATION
SECTION 15.108 RECORDKEEPING
SECTION 15.109 POLICY NUMBER
SECTION 15.110 CONTRACT FILE
SECTION 15.111 EXEMPT COMMERCIAL PURCHASER DOCUMENTATION
SECTION 15.112 INDUSTRIAL INSURED DOCUMENTATION
SECTION 15.113 AGENT ACCOUNTING RECORDS
SECTION 15.114 UNTIMELY FILED POLICIES
SECTION 15.115 SURPLUS LINES POLICIES FOR PURCHASING GROUPS

SUBCHAPTER C. SURPLUS LINES STAMPING OFFICE PLAN OF OPERATION
SECTION 15.201 COMMISSIONER APPROVAL

SUBCHAPTER D. SURPLUS LINES INSURERS
SECTION 15.301 EVALUATION REQUIREMENTS OF SURPLUS LINES INSURANCE COVERAGE

Texas Administrative Code – Title 28
Chapter 25 – Insurance Premium Finance

SECTION 25.11  SURPLUS LINES INSURANCE AGENTS AND AGENCIES

Texas Administrative Code – Title 34 Tax Administration
Chapter 3 – Tax Administration

SECTION 3.822 BASIS AND REPORTING OF SURPLUS LINES PREMIUM TAX, THE ALLOCATION OF PREMIUM FOR SURPLUS LINES AND INDEPENDENTLY PROCURED PREMIUM TAX AND MULTIPLE AGENT TRANSACTIONS FOR SURPLUS LINES INSURANCE
SECTION 3.9 ELECTRONIC FILING OF RETURNS & REPORTS; ELECTRONIC TRANSFER OF CERTAIN PAYMENTS BY CERTAIN TAXPAYERS